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How to Prepare And Get Approved For A Home Mortgage

How to Prepare And Get Approved For A Home Mortgage

Groundwork For Obtaining a Home Loan The best way to prepare to get a mortgage is some thing every buyer ought to be thinking about well ahead of time of making a house purchase! One of the things that first time home buyers will often ask me is what they need to do in the house buying process. My response is the same which is go out as well as get pre-approved for a mortgage. Preparing to get a m... »

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How to Reestablish Your Credit

Start With Rebuilding Your Credit Step one in rebuilding your credit will be to request a copy of every one of your reports from the three major credit services or from annualcreditreport.com. By law you’re eligible to receive one free copy annually. The phone numbers to the three major credit services are as follows: • Experian: • Equifax: • TransUnion: When you get a replica of your report... »

How Does the Fair Credit Reporting Act (FCRA) Empower Me to Repair My Credit?

How Does the Fair Credit Reporting Act (FCRA) Empower Me to Repair My Credit?

What is the Fair Credit Reporting Act? Established in 1970, the Fair Credit Reporting Act (FCRA) restricts businesses from freely accessing an individual’s personal credit information by contacting one or more of the big three credit bureaus: Experian, TransUnion and Equifax. Under the Fair Credit Reporting Act, a company must have “permissible purpose” before requesting information from a credit ... »